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Category Archives: EB-5 US Investor Visa

March 22, 2026

Why Indian Investors Are Turning to USA Real Estate in 2026?

A complete guide to the three pathways — USD returns, INR returns, and the EB-5 Green Card — and why now may be the right time to act.

For decades, Indian investors have trusted gold, FDs, and domestic property to build and protect wealth. But in 2026, a growing number of high-net-worth individuals, NRIs, and forward-thinking families are looking westward — to the United States real estate market — for diversification, superior returns, and a life-changing legal pathway to permanent US residency.  –


The Case for USA Real Estate — Why Now?

The US real estate market has historically delivered consistent long-term growth, outperforming many other global asset classes. For Indian investors, it represents an opportunity to hold a hard asset in one of the world’s most stable economies — backed by the rule of law, transparent title systems, and a currency that acts as the world’s reserve.

At the same time, India’s increasing global integration has made cross-border investing more accessible than ever. With the RBI’s Liberalised Remittance Scheme (LRS) allowing up to USD 250,000 per individual per year, and structured legal pathways available through firms like Ajmera Law International, the barriers to entry have never been lower.

Whether your goal is portfolio diversification, building a USD corpus for a child studying abroad, or securing US permanent residency — there is now a structured, legal, and professionally guided path to each of these outcomes through a single trusted partner in the USA.

Three Reasons Indian Investors Are Choosing USA Real Estate

1. Portfolio Diversification
India’s domestic markets — equities, property, and fixed income — are subject to local monetary policy, inflation cycles, and currency fluctuation. Holding a portion of wealth in USD-denominated US real estate acts as a natural hedge. When the rupee weakens, your dollar-denominated asset appreciates in INR terms automatically.

2. Children’s Education Planning
The cost of a US undergraduate or postgraduate education runs between USD 40,000 and USD 80,000 per year at reputed institutions. Investing today in a US real estate structure that generates dollar returns is one of the most practical ways to build an education corpus in the currency you will actually spend — eliminating forex uncertainty at the time of payment.

3. USA Green Card via EB-5
The EB-5 Immigrant Investor Program is the US government’s official pathway to permanent residency through investment. It is the only visa category in the USA that does not require a job offer, employer sponsorship, or extraordinary talent — just a qualifying investment in a USCIS-approved project.

 

The Three Investment Pathways — Explained
Ajmera Law International offers Indian investors three distinct structures, each designed for a different investor profile, risk appetite, and goal.

OPTION 01
Invest in USD. Earn in USD.
This structure is designed for investors who want to build genuine dollar-denominated capital in the United States. Your investment goes into US real estate and your returns are received in USD — making it ideal for those planning future USD expenditures such as education fees, international travel, or eventual relocation.
Min. Investment: USD 50,000

✓ Full dollar exposure — both investment and returns in USD
✓ Natural hedge against INR depreciation over time
✓ Suitable for NRIs and resident Indians with USD income or LRS headroom
✓ Ideal for building a USD corpus for children’s education abroad

OPTION 02
Invest in INR. Earn in INR.
This pathway is specifically structured for Indian investors who prefer to stay within the rupee ecosystem — no forex conversion, no LRS complexity, no currency risk. You invest in Indian rupees and receive your returns in Indian rupees, while benefiting from underlying returns generated by US real estate.
Min. Investment: ₹ 25,00,000

✓ Invest and receive returns entirely in Indian Rupees
✓ No forex conversion required — zero currency complexity
✓ Potential for returns superior to domestic fixed income
✓ Ideal for HNIs and family offices seeking diversification without currency exposure

 

OPTION 03
Invest Your Way to a USA Green Card.
The EB-5 Immigrant Investor Program is administered by USCIS. A qualifying investment in an approved US project — typically in real estate development — places an investor on the path to a US Green Card for themselves and their immediate family members.
Min. Investment: USCIS Prescribed Amount

✓ US Green Card for investor, spouse, and unmarried children under 21
✓ Investment placed in a USCIS-approved, job-creating US project
✓ No employer sponsorship, job offer, or special skills required
✓ Full legal guidance from a qualified immigration law firm
✓ Access to world-class US education, healthcare, and lifestyle

Side-by-Side Comparison

Not sure which pathway suits you best? Here is a quick comparison across the three options to help you identify the right fit for your goals and investor profile.

 

Feature Option 1 — USD Option 2 — INR Option 3 — EB-5
Investment Currency USD INR USD (USCIS min.)
Returns Currency USD INR USD + Green Card
Minimum Entry USD 50,000 ₹ 25,00,000 USCIS Prescribed
Forex Risk USD Exposure ✓ None USD Exposure
Green Card Pathway ✗ No ✗ No ✓ Yes
Ideal For NRIs, USD earners HNIs, domestic investors Families seeking residency
Legal Complexity Low–Medium Low Medium (fully guided)

 

Side-by-Side Comparison

Not sure which pathway suits you best? Here is a quick comparison across the three options to help you identify the right fit for your goals and investor profile.

 

Feature Option 1 — USD Option 2 — INR Option 3 — EB-5
Investment Currency USD INR USD (USCIS min.)
Returns Currency USD INR USD + Green Card
Minimum Entry USD 50,000 ₹ 25,00,000 USCIS Prescribed
Forex Risk USD Exposure ✓ None USD Exposure
Green Card Pathway ✗ No ✗ No ✓ Yes
Ideal For NRIs, USD earners HNIs, domestic investors Families seeking residency
Legal Complexity Low–Medium Low Medium (fully guided)

 

Why Ajmera Law International?
“Navigating cross-border investment requires more than a financial advisor — it requires legal expertise in two jurisdictions, an understanding of immigration law, and a trusted network on the ground in the USA.” — Ajmera Law International

Ajmera Law International is a law firm specialising in international legal and investment advisory services for Indian investors and NRIs. All three investment options are managed through a single, vetted US company — meaning you deal with one trusted partner for the entire journey, from initial consultation to return realisation or Green Card approval.

For investors unfamiliar with the US legal and regulatory environment, this single-point accountability is invaluable. There is no need to independently identify US real estate developers, navigate USCIS paperwork, or manage forex remittances without guidance. Ajmera Law International handles the legal, compliance, and advisory dimensions — so you can focus on the investment decision itself.

Is This Right for You?
USA real estate investment via these structured pathways is suited to a wide range of Indian investor profiles:
High-Net-Worth Individuals (HNIs) seeking to diversify beyond domestic equities and property into a globally respected, stable asset class will find the USD and INR options compelling.

Parents of children aged 5–16 who anticipate US university education costs in 10–15 years have a strong incentive to begin building a dollar-denominated corpus today.

NRIs currently living abroad — particularly in the Middle East, UK, or Southeast Asia — considering a long-term move to the United States will find the EB-5 pathway a professionally structured, legally robust route to US permanent residency.
Business families and entrepreneurs who wish to establish a physical or legal presence in the United States — for business expansion, family relocation, or asset protection — will benefit from Ajmera Law International’s holistic legal advisory. Download PDF File of the Blog

Meet Us at GATE Trade Show — Gandhinagar
The Ajmera Law International team will be present across all three days at the GGAT Trade Show in Gandhinagar. This is your opportunity to meet us in person, ask questions, and take the first step towards your USA investment journey — with no obligation.

★ MEET US IN PERSON ★
GATE Trade Show — Gandhinagar
16 • 17 • 18 April 2026 | Gandhinagar, Gujarat, India | Stall No: B93

Get in Touch: Ready to explore your options? Our team is available to answer your questions and guide you through the right pathway for your goals.

📞
Phone / WhatsApp
+91 99 74 25 3030 ✉️
Email
info@ajmeralaw.com 🌐
Website
www.ajmeralaw.com

Disclaimer: This document is for informational purposes only and does not constitute financial, legal, or investment advice. All investment decisions should be made after independent due diligence and consultation with a qualified legal and financial advisor. Returns on investments are subject to market conditions and are not guaranteed. The EB-5 visa programme is subject to USCIS regulations and approval timelines which may vary. Ajmera Law International is a legal advisory firm — please consult directly for advice tailored to your personal circumstances.

March 21, 2025

Navigating the EB-5 Visa Program Amidst Recent U.S. Immigration Policies

📜 In recent weeks, the U.S. immigration landscape has experienced significant shifts due to new executive orders issued by President Donald Trump. These directives have introduced changes affecting various immigration programs, leading to uncertainty among prospective immigrants. However, it’s important to note that the EB-5 Immigrant Investor Program continues to remain a viable pathway for those seeking U.S. residency through investment.

Recent Immigration Directives

On January 20, 2025, President Trump signed several executive orders aimed at restructuring U.S. immigration policies. These orders focus on enhancing border security, revising asylum procedures, and implementing stricter vetting processes for visa applicants. The administration’s intent is to prioritize national security and ensure that immigration programs align with these objectives.

The EB-5 Program: Stability Amidst Change

Despite the evolving immigration policies, the EB-5 Immigrant Investor Program has not been targeted by these recent executive actions. This program allows foreign investors to obtain U.S. permanent residency by investing $800,000 in a U.S. business that creates at least 10 full-time jobs for American workers. The program’s focus on economic development and job creation aligns with the administration’s goals of strengthening the U.S. economy.

Why the EB-5 Program Remains Unaffected

The EB-5 program’s emphasis on substantial investment and job creation distinguishes it from other immigration pathways. By contributing to economic growth, EB-5 investors play a crucial role in supporting U.S. communities, making the program less susceptible to restrictive immigration policies. This stability offers reassurance to potential investors considering the EB-5 visa as a route to U.S. residency. The present EB5 program is passed by US congress and hence it is not affected by recent talk by President Trump about US Golden Card with Investment of 5 Million dollars. 

Moving Forward with Confidence

For individuals and families contemplating the EB-5 program, it’s essential to stay informed about current immigration policies and seek guidance from experienced immigration professionals. While the broader immigration landscape may be shifting, the EB-5 program continues to provide a reliable pathway to U.S. permanent residency through investment and job creation.

Conclusion

In light of recent immigration directives, the EB-5 Immigrant Investor Program stands as a steadfast option for those aiming to achieve U.S. residency. Its focus on economic contribution and alignment with national interests ensures its continuity amidst policy changes. Prospective investors are encouraged to pursue this opportunity with confidence, knowing that the EB-5 program remains a viable and stable pathway to the American dream.

For more information and legal advse:

📞 Contact Indian Immigration Lawyer Prashant Ajmera of Ajmera Law Group:
📱 Mobile: +91 99742 53030 | 📧 Email: info@ajmeralaw.com | 🌐 Website: www.ajmeralaw.com

📢 Legal Disclaimer: Immigration and visa matters are legal issues. Only an Indian lawyer can provide the appropriate legal advice in India.

September 23, 2024

What Questions to Ask When Making an EB-5 Investment for a USA Green Card?

 

Investing in an EB-5 project is a significant decision for obtaining a U.S. green card.

As with any large investment, thorough research and due diligence are essential.

Here are some crucial questions investors should ask before committing to an EB-5 project:

  1. What is the name of your regional center, and do you own or rent it?

Understanding the ownership structure of the regional center is important. Some regional centers rent their license from others, which can complicate oversight. USCIS compliance  and accountability.

  1. Has this regional center complied with the new EB-5 rules?

In March 2022, new EB-5 regulations were introduced. It’s critical to confirm that the regional center complies with these updated rules.

  1. Has USCIS approved the regional center’s compliance with the new rules?

Ask if the regional center has been officially approved by USCIS under the new regulations. This ensures their legitimacy and adherence to updated requirements.

  1.  Has USCIS approval for the project been received?

If not, inquire when the project petition was filed and when it will be approved. A project without USCIS approval may pose higher risks and EB5 petition cannot be submitted.

  1. How many projects has the regional center completed, and what is the success rate of each project?

Reviewing the regional center’s past performance can give insight into their success rate, both in terms of financial returns and the issuance of green cards to investors.

  1. Who are the project promoters, and what is their background and experience in the EB-5 industry?

Understanding the background, experience, and track record of the project promoters is critical. It’s essential that they have a solid understanding of EB-5 rules and regulations, as well as a history of managing successful projects.

  1. What is the percentage breakdown between bank loans, promoter equity, and EB-5 funds?

A sound financial structure is key to reducing risk. Clarifying how much of the project is funded by bank loans, the promoter’s own equity, and EB-5 investor funds will give a clearer picture of the project’s stability.

  1. How many jobs will be created per investor?

Each EB-5 investor must create at least 10 jobs to qualify for the green card. Ensure that the project has a solid job creation plan that meets or exceeds this requirement.

  1. Who is your immigration lawyer?

The immigration lawyer’s expertise in EB-5 filings can significantly affect the success of your petition. Ensure that the project is represented by a lawyer with proven experience in the EB-5 process.

  1. Who is the economist for the EB-5 project?

An economist plays a key role in analyzing job creation and ensuring the project meets EB-5 requirements. Make sure the economist is reputable and experienced in the EB-5 space.

  1. Who is your securities lawyer for the EB-5 project?

A securities lawyer ensures that the project complies with U.S. securities laws, protecting your investment from legal issues.

  1. Who will manage the escrow account?

The management of the escrow account should be handled by a reliable third party. This account ensures that your investment is safeguarded until the project meets certain benchmarks, such as USCIS approval or job creation.

  1. When does the regional center intend to refund the investment?
    It’s important to get a clear timeline on when the regional centre plans to return your investment, especially if the project does not meet the necessary criteria or if your EB-5 petition is denied. Is refund in fill, partial or any penalty of charge for a refund?

Investing in a friend’s or relative’s project in the USA can be a viable option, provided you feel comfortable asking critical questions and receiving transparent answers.

 

By asking these questions, you can gain greater confidence in the EB-5 project you’re considering and ensure that your investment leads to both a green card and a secure financial future.

 

The author of this article is Mr. Prashant Ajmera, an Indian immigration lawyer and Canadian citizen. He is the founder of Ajmera Law Group and the author of two books, “Millionaires On The Book” and “How to Plan for Your Child’s Foreign Education.” Over the past 30 years, he has assisted and advised over 30,000 students and families on planning their foreign education and settlement. He regularly speaks at various forums on this subject.

Ajmera Law Group: Mo: +91 9974253030 | info@ajmeralaw.com | www.ajmeralaw.com

 

June 27, 2024

The US, or the United States, one of the most developed and powerful economies of the world, is also a popular choice to live and work among foreigners. The States offer an EB-5 investor visa or US citizenship by investment program wherein foreigners can invest a certain amount in the US economy and come one step closer to obtaining a US passport or green card. This blog focuses on understanding the EB-5 visa briefly.

EB-5 Investor Visa: What Is It?

EB-5 investor visa is an immigrant visa offered to foreigners who invest a certain amount in the US economy. It can either be the investment in business or the sum to create 10 jobs for talented locals. The minimum investment for businesses in areas with high unemployment rates is USD 800,000, whereas those in other areas is USD 1,050,000.

Now that you know the EB-5 visa briefly, we will move on to its benefits. If you wish to understand the program further, please visit our website’s USA EB-5 investor visa page.

Benefits of EB-5 Investor Visa

Some of the major benefits of an EB-5 investor visa are:

  • Obtaining a Green Card and, Ultimately, Citizenship

The EB-5 visa is your pathway to securing a conditional Green Card, which acts as a residence permit. After two years of obtaining this conditional permit, you can file an I-829 petition requesting the waiver of restrictions to be eligible for permanent residency. Post five years of holding permanent residency, you become eligible to apply for US citizenship.

  • Participation with Family

As an EB-5 investor visa applicant, you can add close family members to your application. According to the rules/laws, it can be the spouse and children below 21 who are unmarried. The other adopted and marital children can also be part of the application. It is important to note that the spouse should be over 18 with no criminal record.

  • Political and Economic Safety and Stability

Even though the country has faced certain challenges when it comes to political stability in recent times, the United States still remains one of the largest and most powerful economies in the world. It is home to friendly government policies and tech giants. Moreover, the US is free from corruption and inflation up to an extent, offering a great overall environment for foreigners to live in.

  • Visa Free Travel

Green card holders can enter the States anytime, even without additional documents. Moreover, the card allows visa-free travel to several countries, especially to Canada and some places in South America. Simultaneously, US passport holders can travel freely to more than 180 countries, including the United Kingdom, Schengen countries, Japan, Canada, and more captivating places.

Conclusion

While these are surely some benefits of obtaining an EB-5 visa, the list does not display the entire benefits. If you have financial stability and wish to work in the United States, get in touch with our US immigration lawyer in India.

March 7, 2024

Demystifying the EB-5 Visa: Direct Investment vs. Regional Center

The EB-5 visa, also known as the “Investor visa”, offers a pathway to permanent residency (green card) in the United States 🇺🇸 for foreign nationals willing to invest a significant amount of capital in the American economy. This visa program has two main pathways: direct investment and investment through a regional center. Understanding the distinctions between these options can be crucial for aspiring EB-5 applicants.

Direct Investment:

  • Investment: You directly invest at least $1,050,000 in a new commercial enterprise that will create at least 10 full-time jobs for qualifying U.S. workers. ‍
  • Benefits: Offers greater control over your investment and potentially higher returns. You have a direct say in the business operations and decision-making processes.
  • Drawbacks: Requires a larger initial investment compared to the regional center option. Finding and managing a qualifying investment can be complex and time-consuming. You may need to hire legal and financial professionals to navigate the process.

Regional Centre Investment:

  • Investment: You invest at least $800,000 ($500,000 in certain targeted employment areas) in a pre-approved regional center project. These projects are typically real estate developments, infrastructure initiatives, or other job-creating ventures.
  • Benefits: Lower investment threshold compared to direct investment. Less hands-on involvement required, as the regional center manages the investment and job creation process.
  • Drawbacks: Less control over your investment and potentially lower returns. You rely on the regional center’s performance and success, which can be unpredictable.

Choosing the Right Path:

The choice between direct and regional center investment depends on your individual circumstances, risk tolerance, and investment goals.

Here are some factors to consider:

  • Available capital: Do you have the minimum investment amount required for each option?
  • Investment experience: Are you comfortable managing your own investment or do you prefer a more passive approach?
  • Risk tolerance: Are you comfortable with the higher risk associated with direct investment or do you prefer the relative safety of a regional center project?
  • Timeline: Regional center processing times are generally faster than direct investment applications.

Seeking Professional Guidance:

The EB-5 visa process involves complex regulations and legal considerations. It is highly recommended to consult with an experienced immigration attorney ‍⚖️ who can help you understand the program requirements, assess your eligibility, and choose the path that best suits your needs.

Additional Professionals for Standalone (Direct) EB-5 Applications one may need assistance:

  • Certified Public Accountant (CPA): Assists with company registration, licenses, and compliance.
  • Business Plan Expert: Creates a detailed and realistic business plan demonstrating job creation.
  • Business Lawyer: Drafts company agreements and handles legal matters.
  • Security Lawyer (if applicable): Addresses complex legal matters if multiple non EB5 partners are involved.
  • Indian Immigration Lawyer: Assists with Indian documents, source of funds, and interview preparation.

Please note: This blog post is for informational purposes only and should not be considered legal advice. Always consult with a qualified professional for guidance on your specific situation.

To explore your settlement options in the USA, schedule a consultation with Indian immigration lawyer Prashant Ajmera, the founder of Ajmera Law Group. Contact us at +919974253030 or email us at info@ajmeralaw.com. Discover the pathways to your American dream with expert legal guidance.

 

January 12, 2024

**Navigating the New USA EB-5 Landscape: Understanding Regional Center Ownership Models**

The recent changes to the EB-5 program have brought about significant protections for investors, but caution is still advised. Understanding the ownership models of Regional Centers (RC) is crucial, as it plays a pivotal role in the success and compliance of EB-5 projects.

**1. Developer-Owned RCs:**

– Leading developers or business owners establish their RCs to raise funds for their projects. This model provides direct control but demands a deep understanding of the EB-5 process and compliance requirements.

**2. Financial Intermediaries:**

– Finance companies, commercial mortgage brokers, or broker-dealers may seek RC approval to raise funds for small to medium-sized businesses or developers. They can either establish their RC or rent an existing one.

**3. EB-5 Marketing Companies:**

– Marketing companies secure approval for multiple RCs and lease or license them to developers seeking funding. They also offer fund-raising services for smaller entities. However, this model, especially under the new regulations, presents unique challenges.

Under the revised EB-5 rules, USCIS has taken over the approval process for RCs, eliminating the involvement of state governments. The shift aims to bolster the integrity of the program. The three ownership models, particularly the third, now face heightened compliance requirements from both USCIS and the Securities and Exchange Commission (SEC).

While the first two models may navigate these changes more easily, the third model—leasing or licensing RCs—poses significant risks. Compliance requirements under the new rules demand a meticulous understanding of the EB-5 process, making it challenging for companies solely relying on RC licenses to meet these standards.

Our law office has encountered cases highlighting the unprofessional practices within this model. Educated and sophisticated investors find themselves at a loss, uncertain about their investments due to inadequate guidance from lawyers, developers, and RCs.

Industry experts share our concern, emphasizing that maintaining an RC solely for licensing may not be economically viable unless managing large or multiple projects within one RC. Recent USCIS data supports this observation, with a minimal number of RC renewals and a sparse project count.

In essence, the evolving EB-5 landscape urges investors, developers, and regional centers to exercise due diligence. Understanding the intricacies of the new regulations is vital for successful and compliant participation in the EB-5 program.

*Disclaimer: This information is not legal advice, and individuals are encouraged to seek professional counsel for their specific circumstances.*

To explore your settlement options in the USA, schedule a consultation with Indian immigration lawyer Prashant Ajmera, the founder of Ajmera Law Group. Contact us at +919974253030 or email us at info@ajmeralaw.com. Discover the pathways to your American dream with expert legal guidance.

October 1, 2023

Unlocking Business Opportunities in the USA with L1 A & B Visas for Intra-Company Transferees

Introduction:

The United States has long been a land of opportunities for businesses worldwide, and Indian companies are no exception. One of the most economical ways for Indian businesses to establish and expand their presence in the USA is by leveraging the L1 A and B visas.

These visas, designed by the US government, facilitate the transfer of executives, managers, and technical personnel from India to the USA. In this blog, we will explore how Indian businesses can tap into this opportunity to flourish in the American market.

Understanding L1 A & B Visas

The L1 visa category is a powerful tool that enables foreign companies to enter the US market, set up new operations, and bring their foreign employees to the USA. It is especially popular among Indian IT companies, who have extensively utilized these visas in recent years.

According to US government data from 2020, a significant number of L1 visas were issued to Indian IT giants. Tata Consultancy Services (TCS) led the way with 1,542 L1 visas, followed by Infosys with 517, Tech Mahindra with 275, HCL with 142, and WIPRO with 130. These numbers are a testament to the effectiveness of the L1 visa program for Indian businesses.

The Key to Success: Proper Planning:

Regardless of the size of your company, success with L1 A and B visas hinges on meticulous planning. Here are some crucial aspects that Indian businesses need to consider:

  1. Why Expand in the USA: Before embarking on the visa process, it’s essential to have a clear and compelling reason for expanding into the US market. Understanding the market dynamics and identifying specific opportunities is critical.
  2. How to Expand: Establishing a business in the USA requires a well-thought-out strategy. Consider factors such as market research, target audience, competition analysis, and a robust business plan.
  3. Key Employees: Identify key personnel who will play a pivotal role in the expansion. These individuals should have the necessary skills, expertise, and experience to ensure the success of your US operations.
  4. Compliance: Ensuring compliance with US immigration laws and regulations is paramount. Adhering to all requirements and documentation is essential to avoid any setbacks during the visa application process.

L1 Visa as a Quick and Economical Solution:

While the L1 visa can indeed serve as a swift and cost-effective means to enter the US market, it’s crucial not to underestimate the intricacies of the process. Rushing through the application without careful consideration and planning can lead to failure.

Indian businesses should view the L1 visa as a gateway to long-term success in the USA. By investing time and effort in understanding the market, creating a solid business plan, and selecting the right personnel, companies can maximize their chances of thriving in the American landscape.

Conclusion

The L1 A and B visas offer Indian businesses a unique opportunity to establish and expand their presence in the United States. However, success in this endeavor requires meticulous planning, a clear vision, and a commitment to compliance with US immigration laws. By approaching the L1 visa program with these principles in mind, Indian companies can unlock the full potential of the American market and pave the way for sustainable growth and success.

You may find more information on L1 visas at the following USCIS site and our law firm website: 

L1 visa process at the official USA government link.

Basic information about L1 visas on our site

L1 Visa Webinar link

L1 Visa PDF brochure

L1 Visa PPT presentation 

The author of this article/blog is Prashant Ajmera, an Indian immigration lawyer and the founder of Ajmera Law Group. He has been a Canadian citizen for the past 30 years and is also the author of two books: “Millionaire of the Move” and “How to Plan for Your Child’s Foreign Education: Myth vs. Reality”.  He has been assisting and advising Indian businessmen to establish businesses in Canada since 1993.  Consult us

 

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