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Category Archives: Study Abroad & Planning

May 17, 2024

IRCC – Canada immigration department receives 9000 fake or canceled student visa admission letters in 4 months!

In recent months Canada made several changes to their student visa rules including a limited number of students that can be admitted to Canada under student visa rules.

Here are some major changes!

  1. As of 24th April 2024 – Canadian students cannot work more than 20 hours outside the campus and from September 2024, off-campus working hours will be 24 per week.,
  1. Recent studies conducted in the US and Canada have shown that there is a considerable decline in academic performance for students working more than 28 hours per week and that working more than 24 hours per week increases the chances that a student will drop out of their program.
  2. Most countries that welcome international students set limits on the number of hours they may work while they study. Australia recently changed its policy to allow a student to work 48 hours every 2 weeks. In the US, students must meet additional criteria before being permitted to work off campus at all.
  3. In December 2023, the Government of Canada raised the cost-of-living threshold that students must meet to be approved for a study permit so they are financially prepared for life in Canada and are not as dependent on working. For 2024, a single applicant will need to show they have $20,635, representing 75% of LICO, in addition to their first year of tuition and travel costs. This change will apply to new study permit applications received on or after January 1, 2024.
  4. International students who begin a college program delivered through a public-private curriculum licensing arrangement on or after May 15, 2024, will not be eligible for a post-graduation work permit when they graduate. Those who already started this type of program prior to May 15, 2024, will still be able to access a post-graduation work permit, provided they meet all other criteria.
  5. The new letter of acceptance (LOA) verification process has been a success. Since its launch on December 1, 2023, through April 1, 2024, IRCC has
    1.  received almost 162,000 LOAs for verification
    2. confirmed nearly 142,000 LOAs as valid directly with designated learning institutions (DLIs)
    3. identified almost 9,000 LOAs that didn’t match any LOA issued by a DLI or that the DLI had already cancelled before the foreign national applied for a study permit
  1. For 2024, the cap is expected to result in approximately 360,000 approved study permits, a decrease of 35% from 2023. In the spirit of fairness, individual provincial and territorial caps have been established, weighted by population, which will result in much more significant decreases in provinces where the international student population has seen the most unsustainable growth.
  1. Starting September 1, 2024, international students who begin a study program that is part of a curriculum licensing arrangement will no longer be eligible for a post-graduation work permit upon graduation. Under curriculum licensing agreements, students physically attend a private college that has been licensed to deliver the curriculum of an associated public college. These programs have seen significant growth in attracting international students in recent years, though they have less oversight than public colleges and they act as a loophole with regards to post-graduation work permit eligibility.
  2. Graduates of master’s degree programs will soon be eligible to apply for a 3-year work permit. Under current criteria, the length of a post-graduation work permit is based solely on the length of an individual’s study program, hindering master’s graduates by limiting the amount of time they have to gain work experience and potentially transition to permanent residence.
  1. The open work permits will only be available to spouses of international students in master’s and doctoral programs. The spouses of international students in other levels of study, including undergraduate and college programs, will no longer be eligible.

Many more changes are expected in the coming weeks and months regarding Canada’s student visa and immigration rules.

I do not see these as strict rules, but rather as measures designed for students who wish to come to Canada to study and possibly settle there. However, due to the growing number of student visa applications and concerns about the quality of students coming to Canada, the government has realized that many students are not serious about their studies but are instead coming to work off-campus and earn money.

The reality is that these students are working off-campus in minimum-wage jobs, and due to taxation and the high cost of living, they can barely meet their living expenses, let alone save money or send it back home to pay off student loans.

These foreign students often arrive in Canada after completing the 12th grade or a bachelor’s degree, having never worked in their home country and lacking job skills, with a bare minimum knowledge of English, and unrealistic expectations of getting high-paying jobs.

My opinion is echoed in the Canadian immigration minister’s one of the press notes.

“Working off campus helps international students gain work experience and offset some of their expenses. As international students arrive in Canada, we want them to be prepared for life here and have the support they need to succeed. However, first and foremost, people coming to Canada as students must be here to study, not work. We will continue working to protect the integrity of our student program.”

– The Honourable Marc Miller, Minister of Immigration, Refugees and Citizenship

 In conclusion:

Hurry hurts. Coming to Canada for higher studies is a serious and life-changing experience, and the only way to truly benefit is by planning carefully, gathering comprehensive information, and consulting with university career counselors, official online resources, and immigration lawyers if necessary.

If you are using a student visa with the primary intention of working and earning money to build your life, you are likely in for a shock upon arriving in Canada.


January 24, 2024

📢 **Important Update on Canadian Student Visas! 🇨🇦**

For the first time in Canadian immigration history, a quota system has been introduced for non-immigrant student visas for the next two years. On January 23, 2024, the Canadian Immigration Minister announced a significant reduction, limiting the issuance of student visas to approximately 364,000 for the academic year starting September 2024. Here are the key points of this announcement:

1. **No Impact on Existing Students:** The quota will not affect existing students in Canada.

2. **Province and Territory Distribution:** The 364,000 quota will be distributed province and territory-wise and further allocated to designated educational institutes.

3. **Limited to College and Undergraduate Programs:** This quota applies to college and undergraduate degree holders for two years and does not affect master’s, doctorate, and students attending primary and secondary schools.

4. **Attestation Letter Requirement:** Colleges issuing admission letters must provide an attestation letter from the provincial government.

5. **Changes to Post-Graduation Work Permits:** Starting September 1, 2024, international students in curriculum licensing arrangement programs will no longer be eligible for a post-graduation work permit upon graduation.

6. **Extended Work Permit for Graduates:** Graduates of master’s and other short graduate-level programs will soon be eligible to apply for a 3-year work permit.

7. **Limited Open Work Permits:** Open work permits will only be available to spouses of international students in master’s and doctoral programs. Spouses of students in other levels of study, including undergraduate and college programs, will no longer be eligible.

8. **Recent Measures Introduced:**
– Updated cost-of-living requirements for study permit applicants as of January 1, 2024.
– Enhanced verification process for letters of acceptance submitted by applicants outside Canada since December 1, 2023.
– Upcoming targeted pilots in 2024 to support underrepresented cohorts of international students.

For more details, check the official announcement: [Canada.ca – Immigration News](https://www.canada.ca/en/immigration-refugees-citizenship/news/2024/01/canada-to-stabilize-growth-and-decrease-number-of-new-international-student-permits-issued-to-approximately-360000-for-2024.html)

Stay informed and plan accordingly! 🌍🎓 #CanadianStudyVisa #InternationalStudents #ImmigrationNews

To explore your settlement options in Canada, schedule a consultation with Indian immigration lawyer Prashant Ajmera, the founder of Ajmera Law Group. Contact us at +919974253030 or email us at info@ajmeralaw.com. Discover the pathways to your American dream with expert legal guidance.

December 4, 2023

**Charting the Course: A Guide for Millennial Indian Parents in Planning Their Child’s Foreign Education Journey**

Millennial parents, born between 1981 and 1996, are known for their progressive parenting style. Unlike traditional approaches, they prioritize personal growth and career development before embracing parenthood. This forward-thinking mindset extends to their children’s education, with a strong inclination towards providing them with the best possible opportunities, often including foreign education.

In this blog, we will explore essential steps for Millennial Indian parents in planning their child’s journey towards studying abroad.

1. **Start Early:**

The key to a successful foreign education plan is to start early. Waiting until grade 12 or completion of a bachelor’s degree may limit options and increase financial pressure. Begin preparations during your child’s formative years, ensuring a smoother transition into higher education abroad.

2. **Language Proficiency:**

English proficiency is a crucial factor for success in foreign education. Ensure that your child excels in all four language skills: reading, writing, speaking, and listening. Proficiency in other languages, depending on the chosen destination, is also beneficial.

3. **Professional Licensing Considerations:**

For children aspiring to pursue professions such as medicine, law, or engineering that require licensing, investigate the process for obtaining licenses in foreign countries. Understanding the licensing requirements early on will help in making informed decisions about your child’s career path.

4. **Timing of Bachelor’s Degree:**

Consider sending your child abroad for a four-year bachelor’s degree program after completing grade 12. Financial considerations should be taken into account, and planning for this major expense should be integrated into your overall financial strategy.

5. **Residency and Citizenship Opportunities:**

Explore residency and citizenship by investment programs. These options can lead to significant financial savings, especially in countries like Canada, where the difference in tuition fees between local and international students can be substantial.

6. **Diversify Your Financial Portfolio:**

To mitigate the impact of currency fluctuations and rising education costs, consider diversifying your investment portfolio globally. Creating savings in foreign currencies can act as a hedge against currency risks and help you stay ahead of the increasing expenses associated with foreign education.

7. **Professional Guidance:**

Seek assistance from international career counselors rather than relying solely on student visa agents or consultants. Professional guidance can help identify your child’s aptitude, align it with suitable higher education options, and ensure a well-informed decision-making process.

8. **Invest in Aptitude Assessment:**

Invest in aptitude assessments for your child. Professional help from international career counselors can play a vital role in identifying your child’s strengths, weaknesses, and interests, leading to more tailored educational choices.

9. **Diverse Paths Beyond Studying Abroad:**

There are various avenues to consider, each with different financial considerations. It’s not imperative to opt for the most expensive route, such as studying abroad, to establish a life overseas.



Millennial Indian parents, driven by a commitment to providing the best for their children, are embracing foreign education as a pathway to broader horizons.

By starting early, addressing language proficiency, considering professional licensing, and strategically planning finances, parents can pave the way for a successful and fulfilling international education journey for their children. Remember, it’s not just about getting there; it’s about charting the right course for a bright and prosperous future.

For international career counseling for your child’s foreign education, along with expert insights into financial considerations and immigration options, consult with an experienced Immigration Lawyer. As a Canadian citizen and Non-Resident Indian (NRI) with three years of valuable experience, I bring in-depth knowledge to guide you through this crucial decision-making process.

Contact Prashant Ajmera, Advocate at Mo: +91 99 74 25 3030 or via email at info@ajmeralaw.com for personalized assistance and comprehensive support on your journey towards a successful foreign education and beyond.

November 26, 2023

“Navigating the Path to Foreign Education: Five Common Mistakes Indian Parents Make”


Embarking on the journey of sending a child to study abroad is a dream for many Indian parents. However, certain pitfalls often hinder the process, leading to missed opportunities and financial strain. In this blog post, we’ll shed light on five common mistakes made by Indian parents in their pursuit of providing an international education for their children.

 1. Waiting Until Grade 12 or After Bachelor’s Degree:

One prevalent mistake is delaying the planning process until the child reaches Grade 12 or completes their bachelor’s degree. By then, crucial decisions about courses, universities, and application processes may be rushed, limiting the options available.

2. Lack of Financial Planning:

Financial considerations are paramount when sending a child abroad for education. Unfortunately, many Indian parents overlook the importance of early financial planning, including estimating the future need for foreign currency and accounting for the escalating costs of education in foreign countries.

3. Neglecting Research on Educational Institutes and Job Prospects:

A critical oversight is not thoroughly researching the quality of educational institutions, potential job prospects, and the likelihood of immigration for the child upon completing their studies. Understanding these factors is crucial for making informed decisions about the child’s academic and professional future.

4. Relying Solely on Foreign Education Loans:

While foreign education loans may seem like a convenient solution, solely relying on them can pose a significant risk to personal finances. Indian parents sometimes take loans without fully assessing the long-term implications, potentially jeopardizing their financial stability.

5. Avoiding Professional Assistance:

Many Indian parents, for various reasons, refrain from seeking professional help to navigate the complexities of planning their child’s foreign education. Engaging experts who specialize in this field can provide invaluable guidance on choosing the right course, university, and financial strategy, ultimately saving both time and resources.


Embarking on the journey of sending a child to study abroad is a significant decision that requires careful planning and consideration. By avoiding these common mistakes, Indian parents can ensure a smoother process, laying a solid foundation for their child’s successful academic and professional journey overseas. At Ajmera Law, we understand the nuances of international education planning and are here to assist you every step of the way.

The author of this Blog is Mr. Prashant Ajmera, an Indian immigration lawyer and Canadian citizen. He is the founder of Ajmera Law Group and the author of two books, “Millionaires On The Book” and “How to Plan for Your Child’s Foreign Education.” Over the past 30 years, he has assisted and advised over 30,000 students and families on planning their foreign education and settlement. He regularly speaks at various forums on this subject.

Ajmera Law Group: Mo: +91 9974253030 | info@ajmeralaw.com | www.ajmeralaw.com



October 25, 2023

US Government’s 2023-24 Policy – No Acceptance of USA Green Card Applications from Indian Students in EB-2 and EB-3 Categories as USCIS has enough applications in this class to process for the years 2023-24. 

How do we get here?

Read further rest of the Blog to find your options.

The USA is a top destination for Indian students pursuing higher education and settlement.

In 2023, Indian students seeking higher education and settlement in the USA should explore all options available to them and not just straight fly to the USA to study as soon as their study is finished in India.

To study, work and settle in the USA, Indian students and family must understand the process and timeline for obtaining a green card.

Step 1: If you plan to study in the USA after completing 12th grade for a bachelor’s degree or after completing a bachelor’s degree in India for a master’s degree in the USA, you must first take an English language or other exams, such as TOEFL or IELTS, and either the SAT or GRE/GMAT. Then, you can apply to various educational institutions and receive your I-20 admission letter. Based on this letter, you can apply for an F1 visa, also known as a student visa.

Step 2: With an F1 visa, you can study in the USA and may also work part-time. After completing your studies, you can apply for Optional Practical Training (OPT), which allows you to work in the USA. At this point, most students and parents feel the child is settled in America but in fact, this will be the start of real wait-and-watch time.

Step 3: Once your OPT work permit expires, you need to find a company in the USA to offer you a job for H1B visa sponsorship. If selected, you may work in the USA for the same company for six years, and in some cases, seven years.

Step 4: After obtaining an H1B visa, you can ask the same company or look for a new company to sponsor you so you can apply for USA green card. All students from all over the world apply under Employment-Based (EB) five categories, as shown in the table published by USCIS in December 2022.

For the past 30 years, the worldwide annual quota for green card visas in the employment-based category has been 140,000. However, as the number of international students increases, this quota is quickly being filled. Of the total quota, 40,000 green cards are allocated to the first three categories of EB, and 10,000 each to the EB4 and EB5 categories.

The majority of Indian and international students apply for the EB2 and EB3 categories, which currently have 351,436 and 112,859 approved green card petitions pending as of December 2022. Due to this backlog, the waiting period for the EB2, EB3, and EB4 categories is estimated to be 11 to 12 years. USCIS is currently processing green card petitions made in 2011 and 2012.

To check the latest priority date for April 2023, please refer to the updated information from USCIS click here

The following is an April 2023 priority dates:


All Chargeability
Areas Except
Those Listed
Other Workers01FEB2001NOV1501AUG1201FEB2001FEB20
Certain Religious Workers01OCT1801OCT1801OCT1801OCT1801OCT18
5th Unreserved
(including C5, T5, I5, R5)
5th Set Aside:
(Rural – 20%)
5th Set Aside:
(High Unemployment – 10%)
5th Set Aside:
(Infrastructure – 2%)


Stage 5: If you are fortunate enough to have received an H1 visa and green card sponsorship under the EB2 or EB3 categories, it will still take 20 years before your child can obtain a green card for the USA, and an additional five years after that to become a citizen. With the increasing number of international students applying under these categories, it is possible that the waiting period could extend to 30 years or even longer.

What are the options for Indian students?

Option-1: If you have conducted research during your education and work in the USA and can demonstrate that you possess the exceptional ability or are an outstanding professor or researcher, you may apply for the EB1 (a) & (b) categories. Indian students applying under these categories do not have to face any waiting period.

Option 2 and 3: If you come from an Indian family, you can return to India and work for your family business for a few years, striving to become a senior manager or technical expert. This may open doors for an L1 visa in the USA. Alternatively, if your family’s company in India can take over an existing business in the USA, you may apply under the EB1(c) category for a direct green card for the USA, along with your spouse and children under the age of 21.

Option 4: If you and/or your family are prepared to invest in a NEW business in the USA under the EB-5 visa program, with an investment of US$800,000 or $1,050,000 and the creation of 10 jobs for Americans, you may apply for a green card under the EB-5 category. If you are in the USA on a legal status, you can apply for adjustment of status at the same time as the EB-5 petition.

Option 5: Many Indian and international students have applied for the Canadian Express Entry program to obtain Canadian immigration. The Canadian government is eager to welcome these immigrants with American degrees and experience as new immigrants.

The final verdict is to plan and take legal advice if necessary but not rush

The author of this article is Mr. Prashant Ajmera, an Indian immigration lawyer and Canadian citizen. He is the founder of Ajmera Law Group and the author of two books, “Millionaires On The Book” and “How to Plan for Your Child’s Foreign Education.” Over the past 30 years, he has assisted and advised over 30,000 students and families on planning their foreign education and settlement. He regularly speaks at various forums on this subject.

Ajmera Law Group: Mo: +91 9974253030 | info@ajmeralaw.com | www.ajmeralaw.com


August 12, 2023

How to Determine Your Eligibility for Canada Immigration under Express Entry?

As a prominent immigration law firm in India with over 30 years of experience, Ajmera Law Group have been receiving numerous inquiries from Indian students and professionals who have discovered that they do not qualify for Canadian immigration after arriving in Canada on a student visa or work permit.

These individuals seek advice from our law firm, having paid substantial amounts of money based on false promises of job opportunities or guaranteed immigration to Canada.

In this article, we will guide you on how to conduct a self-assessment to determine whether you meet the requirements for Canadian immigration.

It’s important to note that whether you enter Canada as a student or on a work permit, you will be evaluated under the Canada Express Entry program, which consists of the following subclasses:

  1. Federal Skilled Workers Class (Express Entry Class)
  2. Canada Experience Class ( CEO Class)
  3. Canada Skilled Trade Class (Skill Trade Class)
  4. French Language Proficiency (Introduced in June 2023)
  5. Preferred Occupations (Introduced in June 2023)
  6. Provincial Nominee Program (PNP) nominations from various Canadian provinces (available for 10 different provinces)

The minimum mandatory requirements for the above classes are as follows:

  1. Minimum One Year of Experience Related to Your Education: Many Indian students who rush to Canada face the challenge of lacking work experience in India and consequently struggle to find employment in Canada relevant to their education. As a result, they fail to qualify for Canadian immigration.
  1. Minimum IELTS Score of 6.0 or Higher: Some students may obtain a student visa or work permit with a low IELTS score and arrive in Canada. However, when it comes to applying for permanent residency (PR) in Canada, they fail to achieve the required high IELTS score and, therefore, do not obtain the necessary points for PR. Make sure you have done your assessment for immigration to Canada before you arrive in Canada.
  1. Job Offer as a Manager in Canada: Some individuals receive job offers in India to work as MANAGER in Canada and are misled by their agents, who claim that they will receive an additional 200 points for working as managers in Canada. This information is incorrect. The applicant must have a job offer as a manager in a National Occupational Classification (NOC) occupation at the 00 level. Please refer to the occupation table click here
  1. Minimum IELTS Score of 6.0 and Higher in Each Category: To register for Canadian immigration, you need a minimum score of 6.0 in each category of the IELTS exam and one year of experience related to your education. However, achieving only the minimum required score makes it highly unlikely that you will attain the necessary high CRS score for Canadian immigration. Many agents register applicants’ files on the Immigration, Refugees and Citizenship Canada (IRCC) website, only to inform them later that their scores are not high enough.
  1. Licensed Occupations (e.g., Dentist, Pharmacist, Physiotherapist, Chartered Accountant, and Civil Engineer, ETC.): In Canada, professions that require licensing are not automatically recognized upon completion of studies, as they are in India. To obtain a license, you must complete additional studies to make your Indian education equivalent to a Canadian bachelor’s degree, gain practical experience in Canada, and pass the licensing exam with sufficient fluency in the English language. In many Canadian provinces, you can only take the licensing exam if you are a PR or a citizen of Canada. Therefore, if you belong to one of these licensed professions and plan to settle in Canada, be cautious. Pursuing a master’s degree in Canada will not automatically grant you a license. Instead, focus on obtaining a license within Canada. Please check occupation and licensing requirements at the official site
  1. Preferred Age for Canadian Immigration: The preferred age for Canadian immigration in the skilled worker category is between 21 and 29. If you are older, you will lose five points per year. Therefore, if you are 35 or above, your chances of obtaining immigration become very low unless you have a job offer, a high IELTS score, and a blood relative in Canada.
  1. New Occupation List as of July 2023: On May 31, 2023, the IRCC announced that only applicants whose occupations are on the demand list will be invited to apply for Canadian immigration from the Express Entry pool. This new regulation applies to only 90 occupations. If your occupation is on this list, you can apply for Canadian immigration through our firm. The new occupation list in effect from July 2023 can be found on our blog page

To assist you in determining your eligibility, we recommend using the following resources:

(a) Visit this link to calculate your points:

(b) Visit this link to understand the points awarded for each criterion: 

(c) Visit and check the Express Entry rounds of invitations to see the latest cut-off scores:

Lastly, it’s crucial to remember that going to Canada to study does not guarantee immediate job opportunities or automatic immigration.

For a comprehensive understanding of all your options, please visit Ajmera Law Blog or watch videos on Ajmera Law  YouTube Channel

The author of this article/blog is Prashant Ajmera, an Indian immigration lawyer and the founder of Ajmera Law Group. He has been a Canadian citizen for the past 30 years and is also the author of two books: “Millionaire of the Move” and “How to Plan for Your Child’s Foreign Education: Myth vs. Reality”.  He has been assisting and advising Indian businessmen to establish businesses in Canada since 1993.  Consult us

July 4, 2023

Foreign Education Loan in India – A Boon or Bane?

There are numerous government schemes, both at the central and state levels, that promote foreign education loans for Indian students aspiring to study abroad. Additionally, several major Indian banks are also offering favorable terms and conditions for these loans.

Recent data from the Reserve Bank of India (RBI) reveals that Indian parents have remitted a substantial amount of money for foreign education, indicating a growing trend. The total remittance includes fees for foreign education, financial gifts to children, and other expenses, amounting to a significant sum.

Given the increasing demand for foreign education, financial institutions are actively vying for a share of this market by providing education loans to Indian students.

However, it is essential to assess whether these loans are a blessing or a curse based on the success rate of Indian students in achieving their educational goals and the potential for career prospects and settlement abroad.

To understand the foreign education market, one must recognize that it is predominantly dominated by unregulated agents and consultants across India.

In the past, many Indian professionals who immigrated to various countries believed that studying abroad guaranteed a successful life. While this may have held true a decade or two ago, it is certainly not the case in 2023.

Historically, students primarily pursued master’s degrees abroad for a duration of one year at university-level institutions. During this period, the cost of education was manageable for families, and students often worked part-time jobs. After completing their master’s degrees, they were well-positioned to secure jobs, particularly in English-speaking countries like the USA and Canada.

However, the current trend in studying abroad extends beyond master’s degrees. Students now consider pursuing undergraduate studies, including postgraduate diploma programs, or enrolling in private colleges and universities. Unfortunately, many overlook crucial factors such as the cost of education, English language proficiency requirements, and relevant work experience in India.

Let’s consider an example of a typical middle-class Indian student aspiring to study abroad and settle in Canada or a similar country.

Several factors need to be considered:

  1. Foreign Education Cost Consideration: The cost of a typical four-year university education can range from 1 to 1.5 crores in terms of tuition fees and related expenses. This financial burden is often unaffordable or undesirable for many families. As a result, these students and parents are lured into pursuing the “foreign dream” by opting for private or semi-private colleges, which offer education similar to Indian polytechnic or diploma programs. The cost of education in such institutions ranges from 8 to 15 lakhs, significantly lower than that of universities.


  1. English Language Consideration: Many students aiming to study abroad face challenges with English language proficiency for various reasons. Consequently, the demand for English language classes has grown in India. Low scores in English language proficiency tests often hinder Indian students’ admission into university programs, whether they have completed their 12th grade or hold three or four-year bachelor’s degrees. These students are then redirected to the aforementioned private or semi-private foreign colleges.


  1. Rushing Abroad without Indian Work Experience: The prevalent belief that studying abroad guarantees a successful future has led students, parents, teachers, professors, and career counsellors to advise immediate relocation. Unfortunately, much of this advice fails to consider the crucial aspects of studying abroad, settling, and understanding the immigration rules of the respective countries.

Now, let’s examine the immigration systems of the three most popular destinations for studying and settling abroad: Canada, Australia, and New Zealand.

These countries’ immigration processes typically involve criteria and point-based systems. If applicants meet or exceed a certain score threshold, they become eligible for permanent immigration.

The criteria for permanent immigration generally include the following factors:

  1. Education in India and abroad
  2. Age
  3. Minimum 1 to 4 years of relevant work experience in India and abroad
  4. English language proficiency score
  5. Blood relatives residing in the respective countries
  6. Job offer from a company
  7. Spouse’s education, work experience, and fluency in the English language

The strong belief among Indian students and parents that studying abroad guarantees a successful life is often fuelled by unregulated agents and consultants. These agents promise low-cost education, admission with low English language proficiency scores, and no requirement for prior work experience in India.

Unfortunately, these three factors can lead to disastrous career outcomes for Indian students. They struggle to find employment related to their education, face challenges with English language proficiency, and realize that the courses they pursued are not in demand in their host countries. These factors collectively hinder their job prospects, immigration prospects, and ability to settle abroad.

Foreign education loans obtained from Indian financial institutions can become a curse rather than a blessing for students and parents. When students are unable to secure employment or immigration status in their host country their families in India are unable to repay the loan EMIs, which can result in financial hardship, leading to the loss of family property.

It is alarming to note that in the past 3-4 years, a significant number of Indian students in Canada have resorted to extreme measures such as suicide, falling victim to immigration fraud, or engaging in criminal activities due to the inability of their Indian families to support them.

Similarly, studying in the USA can lead to disappointment for many students as they face challenges in obtaining an H1B visa. Moreover, the waiting period for a USA green card for Indian students as of July 2023 is 12-20 years, and without an increase in the green card quota by the US government, this waiting time may further escalate.

Consequently, studying and settling abroad should be a decision made after carefully exploring ALL available options rather than rushing into a foreign country without considering the long-term implications.

About the Author:

The author of this article/blog is Prashant Ajmera, an Indian immigration lawyer and the founder of Ajmera Law Group. He has been a Canadian citizen for the past 30 years and is also the author of two books: “Millionaire of the Move” and “How to Plan for Your Child’s Foreign Education: Myth vs. Reality”.  He has been assisting and advising Indian businessmen to establish businesses in Canada since 1993.  Consult us

May 18, 2023

Financial and Child’s Foreign Education & Settlement Options and Planning

“Your options and issues for study in Canada after 12th grade from India” 

Planning for a child’s foreign education particularly in Canada and settlement options after completing 12th grade in India, requires careful consideration and financial planning.

While studying in Canada offers a plethora of opportunities for Indian students, it is crucial for students and parents to thoroughly evaluate the available options and make informed decisions rather than rushing into the process solely based on the desire to reach Canada quickly.

Canada, with its esteemed universities, wide-ranging academic programs, and inclusive environment, has emerged as a preferred destination for students aspiring to receive a top-notch international education.

However, the path to studying in Canada entails various factors that must be carefully weighed and understood before making a decision.

One essential aspect that requires thoughtful attention is the financial implications of studying abroad. Pursuing higher education in Canada involves tuition fees, living expenses, and potentially other costs such as accommodation, transportation, and healthcare. It is crucial for students and their families to evaluate their financial capacity and explore available scholarships, grants, and financial aid options to ensure a sustainable and well-planned educational journey.

Moreover, settlement options and long-term planning also play a significant role in the decision-making process. It is important to consider the potential avenues for career development, post-graduation work permits, and opportunities for permanent residency in Canada.

Understanding the immigration policies, eligibility criteria, and requirements for staying and working in Canada post-graduation will assist in making informed choices that align with the student’s aspirations and future plans.

Furthermore, it is essential to prioritize a comprehensive evaluation of the available academic programs and institutions in Canada. Students should explore the courses, specializations, and co-op/internship opportunities provided by universities to ensure that their chosen program aligns with their interests, career goals, and industry demands.

Conducting thorough research and seeking guidance from immigration lawyers or mentors can help students make well-informed decisions about their academic path in Canada.

In conclusion, while studying in Canada after completing 12th grade in India presents exciting prospects, it is essential to approach the decision-making process with careful consideration and planning. Financial implications, settlement options, and the alignment of academic programs with career goals should be thoroughly evaluated to ensure a successful and well-prepared educational journey.

By taking a thoughtful and informed approach, students and parents can navigate the path to studying in Canada and set the stage for a rewarding and fulfilling future.

The above charts in the image give you your quick six options.

-The author of this article/blog is Prashant Ajmera, an Indian immigration lawyer, Canadian citizen, and the founder of Ajmera Law Group. He has been a Canadian citizen for the past 30 years and is also the author of two books: “Millionaire of the Move” and “How to Plan for Your Child’s Foreign Education: Myth vs. Reality”.  He has been assisting and advising Indian businessmen to establish businesses in Canada since 1993.  Consult us


April 20, 2023


If you’re considering studying in Canada and pursuing immigration options after earning your four-year Bachelor of Engineering degree from India, here are some options to explore:

  1. Consider taking a one or two-year diploma program at a private or semi-private college in Canada. This can give you one or three years of work permit, which can help you gain experience related to your education. You can then apply under the Provincial Nominee Program (PNP), Canadian Experience Class, or Express Entry for immigration to Canada.
  2. You can also take a one-year Master’s degree program at a selected university in Canada. After completing your degree, you can get a one-year work permit in Canada and find a job related to your education. With one year of experience, you can apply for a Permanent Residency (PR) in Canada.
  3. Another option is to take two years of full-time experience in India related to your engineering degree. After that, you can take a one-year Master’s degree program at a selected university in Canada and get a job related to your education. Based on your experience in India, you can apply for PR of Canada as soon as you finish your Master’s degree program.
  4. You can also do a two-year Master’s degree in India, get three years of experience related to your engineering degree in India, and if you have a high IELTS score, apply for direct PR of Canada under Express Entry.
  5. If you’re interested in business management, consider studying in a certain province of Canada for a two-year program related to it. This can give you three years of work permit, which can allow you to start your own business in Canada and apply for immigration.
  6. Another option is to get a visitor visa to Canada, find a company in Canada that’s related to offering you a job related to your education and experience in India, and ask the company to apply for LMIA (Labor Market Impact Assessment). Once approved, you can apply for a work permit of Canada from within Canada. After two years, you can apply for immigration under the Canada Experience Class, Express Entry, or PNP skilled worker immigration. If the job offer is on a permanent basis, you can apply for direct PR under Express Entry.
  7. Finally, while waiting in India, you can find a company in Canada that’s related to offering you a job related to your education and experience in India. Ask the company to apply for LMIA, and on approval of LMIA, apply for a work permit of Canada outside of Canada. After two years, you can apply for immigration under the Canada Experience Class, Express Entry, or PNP skilled worker immigration. If the job offer is on a permanent basis, you can apply for direct PR under Express Entry.

It’s important to note that each option has its own processing time, cost, eligibility requirements, and required IELTS band. It’s highly recommended that you seek legal consultation with an immigration lawyer like Prashant Ajmera of Ajmera Law Group to better understand your options and determine the best path for you.

To consult an immigration lawyer Mo: +91 9974253030 | Email: info@ajmeralaw.com |www.ajmeralaw.com

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April 17, 2023

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After completing a three-year bachelor’s degree in India, like B. Com, B.Sc., B.A., BBA, BCA, etc., there are several options to consider for studying in Canada. Rushing into decisions without careful consideration, planning and advice could negatively impact your career or immigration prospects.

Here are some options to explore:

  1. Pursuing a one or two-year post-graduate diploma in Canada is a common option for Indian students. This can lead to obtaining a post-graduate work permit, which may make it easier to apply for Canadian immigration. However, if you do not secure a job related to your education, it may be challenging to obtain Canadian immigration.

2. Pursuing a two-year MBA or master’s degree program at a Canadian university is another option. Studying at selected universities and gaining relevant work experience in Canada may qualify you to apply for immigration to Canada more easily.

3. Gaining 2-3 years of full-time work experience in India, focusing on your desired future career, is a third option. Afterward, you can apply for a two-year MBA or master’s degree program in Canada. Depending on the program you choose, your Indian work experience, and the appropriate IELTS score, you may be eligible to apply for permanent residency (PR) in Canada immediately after completing your degree while working under a post-graduate work permit.

4. If you come from a business family background and want to settle in Canada, consider gaining two years of business experience in India with your family. Then, apply for a two-year business administration program in Canada, such as a PGDBM or master’s degree at a university. Afterward, you can obtain a three-year work permit and start your own business instead of looking for a job. With the right support, your business can facilitate your immigration to Canada.

It’s important to note that each option has its own processing time, cost, eligibility requirements, and required IELTS band. It’s highly recommended that you seek legal consultation with an immigration lawyer like Prashant Ajmera of Ajmera Law Group to better understand your options and determine the best path for you. Mo: +91 9974253030 | Email: info@ajmeralaw.com |www.ajmeralaw.com

To download PDF file of the blog –click here